• Credit Analyst

    Job Locations US-TX-Fort Worth
  • Overview

    Help First American Payment Systems continue to be a leader in the credit card processing industry by acting as a Credit Analyst.  This position is responsible for underwriting new merchant applications and analyzing the existing portfolio of merchant accounts to mitigate financial losses to the organization.  The hours for this position will be from 8:00 a.m. to 5:00 p.m. Monday through Friday. 


    • Review merchant applications to determine if they are an acceptable risk according to the credit policy
    • Oversee and maintain departmental spreadsheets in Excel and generate reports from the data collected
    • Call/fax bank and trade references verifying credit applications and bank references for use in determining merchant viability according to credit policy
    • Maintain working relationships with sales offices and sales representatives, and articulate the factors behind the final determination on each application


    • Bachelor’s Degree Required
    • One year of related credit experience and/or training preferred
    • PC literate with proficiency in general Microsoft Office applications particularly Excel
    • Accurate data entry and 10-key skills
    • Professional phone demeanor and sharp problem-solving skills
    • Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
    • Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions, etc.
    • Strong analytical skills with the ability to define problems, collect and research data, establish facts, and draw legitimate conclusions
    • Interpret technical instructions within complex diagrams and abstract and concrete variables
    • Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals and procedures, and credit reports
    • Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management
    • Credit bureau analysis experience a plus


    We offer competitive pay with a bonus incentive plan, a benefits package that includes affordable medical, dental and vision insurance, paid vacation and holidays, matching 401K, a casual work environment and more!


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